A Win-Win Solution by CIS

Guaranteed Retirement Income! Unprecedented Charitable Impact!

Insure part of your IRA for lifetime income – and direct our commissions to the charity of your choice.

How It Works

Secure your essential retirement income, eliminate market risk, and create meaningful impact for the causes you care about – all in three simple, easy-to-follow steps.

1

2

3 Want to go deeper?

For Donors - Why This Matters

Protect your retirement. Support your cause.

A simple, secure strategy designed to protect your income without market risk.

For Charities - A New Funding Stream

A nonprofit helping nonprofits.

We are a 501(c)(3) that donates up to 75% of its commissions — a model that is truly unprecedented.

Charitable Insurance Solutions was Founded on Two Big Ideas

Protecting Americans' Basic Cost of Living

Housing, food, transportation, and insurance - the essentials the U.S. Department of Labor identifies as core living expenses.

Transforming Financial Services into Charitable Giving

By redirecting commissions, CIS turns retirement planning into a powerful force for good.

Why is CIS so Unique?

We Can Help Your Charity in a Big Way!

CIS could be donating thousands of dollars per IRA transaction from our commissions. When calculating the multiples of these IRA Rollovers they could add substantial funding to your charity when your supporters insure their savings.

For the public at large, below is a small sample of charities we can approach with unsolicited donations, but there are so many more. If you have a favorite charity, please let us know

The Secure Act of 2019 validates the CIS mission

Congress passed The SECURE Act of 2019 – partly to make it easier for 401(k) plans to offer Annuities. Why? Congress has been concerned for years with the investing public putting too much of their retirement savings in the stock market. Investing has its place – but insuring the funds for our Basic Cost of Living first – can make retirement safer with guaranteed lifetime income.

Have questions? We’re here to help.

How is my retirement income protected?

Your Fixed Indexed Annuity is insured, backed & guaranteed by the insurance carrier issuing your Annuity.

Can I lose money if the market goes down?

No. Even if the stock market crashes your principal and credited interest remain safe.

How does CIS support charities?

As a 501(c)(3) nonprofit ourselves, CIS donates up to 75% of the commission we receive from the insurance carriers.

Is there any cost to the charity?

No. There is no cost, administrative burden, or fundraising requirement for the participating charity. They simply receive the funds as a donation to support their mission.

Does the donation reduce my principal?

No. 100% of your premium goes directly into your FIA account. The donation comes entirely from the commission paid to CIS by the insurance company. You get the full benefit of the annuity, and the charity gets the gift—at no extra cost to you.

Let's Connect

I’m Per Rydstrom, founder of Charitable Insurance Solutions.