Combining Guaranteed Retirement Income with Unprecedented Charity

Guaranteed Lifetime Income!

It's never too early to insure your retirement income. But it could be too late, if you're over-exposed to market risk. For a century Americans enjoyed the financial security of Pensions. Then Wall Street took over in the 1980s exposing the public to the complexities of 401(k)s and stock market risk - with dire results in every recession and market crash. But more and more Americans are now securing their retirement income with state-of-the-art insurance products. It's like having a personal pension for life - you can't outlive it.

Are You Over-Invested?

Over 70 million American families suffered financial hardship in the 2008 market crash and the following Great Recession. Losses reached $97,000 per household in stock holdings. Millions of families never recovered (source: Fed Reserve/Pew Research). Huge losses devastate Americans in every recurring crash. Why? They're over-invested. Ask yourself this - how much of my savings is in the stock market? Is it 50%, 75% or 100%? That number could dramatically affect your financial security in retirement. Here's a recommendation:

When it comes to retirement planning, most investors should insure the funding for their Basic Cost of Living first - then invest the rest. This prevents over-investment in the stock market. It can help with financial security in the worst of times and growing prosperity in the best of times. No investment model could be easier than this and no decision could be smarter and more prudent.

Consider Some of These Insured Benefits for Yourself:

Guaranteed income for life

No losses when stock markets crash

Participate only in stock market growth

Double your retirement base in about 10 years

Some income is tax-free with easy access anytime

Long-Term Care payments in case of chronic illness

See intro's below to (2) insured products for an optimal retirement

Introduction to FIAs

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Introduction to IULs

Why is CIS so Unique?

We Can Help Your Charity in a Big Way!

Attention nonprofits! - CIS could be donating thousands of dollars per transaction from our commissions. When calculating the multiples of these individual transactions they could add substantial funding to your charity. For the record; CIS requires no contracts and charities don't need to endorse the CIS charter in any way. You're simply recipients of our donations.

For nonprofits that want to learn more about this opportunity - Go Here!

For the public at large, below is a small sample of charities we can approach with unsolicited donations, but there are so many more. If you have a favorite charity, please let us know.

Our Mission:

CIS was Founded on Two Big Ideas.

A Non-Profit for Non-Profits

As a 501c3 charitable organization, a big part of the CIS mission is to support other nonprofits. Donating 35% to 75% of its commissions is unprecedented. We're blazing a new trail of charitable giving in the world of finance. By insuring the retirement savings of donors and members of charities, those same individuals will allow CIS to support their charitable causes. It's a game-changer.

Insuring Americans' BCL

CIS focuses primarily on insuring the Basic Cost of Living funds in retirement - undeniably the most important part of anyone's financial planning. That includes the life-long cost of Housing, Food, Transportation & Insurance - for home, health & life (as per the U.S. Dept of Labor). Protecting these basic needs from market risk is absolutely essential when working is no longer an option, or desired.

The Secure Act of 2019 validates the CIS mission.

Congress passed The SECURE Act of 2019. In it there's a lifetime income option for tax-qualified retirement plans. Why? Since the 1980s when Wall Street started replacing Pensions with Mutual Funds, Congress has been concerned with protecting the investing public from excessive market risk and the devastating effects of crashes and recessions on American families. Gambling with too much of our savings is not worth the elusive pot of "stock-market-gold" at the end of the Wall Street rainbow. By first insuring the funds for our basic needs, however, we can make retirement safe again.

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Let's Connect

I'm Per Rydstrom, founder of Charitable Insurance Solutions.
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949-229-3375